Waseel: driver capture, chat/calls, dispatch, and session fixes

Driver onboarding now photographs the licence, ID card and vehicle
registration and reads the credential fields off them, plus a camera-only
profile selfie riders check the arriving driver against. Adds in-app chat
and WebRTC calls, push-backed ride offers, ratings, cancellation and
payment sheets, settlement, and the owner dashboard endpoints behind them.

Camera permission on Android:
  - Declare CAMERA and READ_MEDIA_IMAGES in the manifest. expo-image-picker's
    own plugin never declares CAMERA, and Android denies a request for an
    undeclared permission instantly and silently — no dialog is ever shown,
    which is indistinguishable from the app not asking at all.
  - Handle canAskAgain: once Android stops showing the dialog, repeating why
    we need it is a dead end, so offer Open Settings instead (lib/capture-
    permission.ts), matching what the location flow already did.

Session: a 401 on a request that carried a token now ends the session
instead of being reinterpreted per-screen — driver-home had been reading it
as "this user has no driver profile" and showing an onboarding form to an
already-onboarded driver. Requests without a token are exempt so a failed
sign-in doesn't sign you out, and the notification is latched per token so
concurrent polls tear the session down once. (root) gains the auth guard
that turns that into the sign-in screen; app/index.tsx only guarded the way
in, leaving a session that ended mid-screen with nowhere to go.

Also ignore .uploads/ — it holds driver licence, ID and vehicle scans plus
profile photos, which are personal data and must not be committed.

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>

components/settings-row.tsx

@@ -5,7 +5,7 @@ import { useTheme } from "@/lib/theme";
 
 type IconName = React.ComponentProps<typeof MaterialCommunityIcons>["name"];
 
-type RightKind = "chevron" | "switch" | "value" | "none";
+type RightKind = "chevron" | "switch" | "value" | "check" | "none";
 
 type SettingsRowProps = {
   icon: IconName;
@@ -14,6 +14,8 @@ type SettingsRowProps = {
   right?: RightKind;
   /** For `right: "value"` — the string shown on the trailing side. */
   value?: string;
+  /** For `right: "check"` — shows a blue check when true, nothing when false. */
+  selected?: boolean;
   /** For `right: "switch"`. */
   switchValue?: boolean;
   onSwitchChange?: (value: boolean) => void;
@@ -29,13 +31,14 @@ export const SettingsRow = ({
   subtitle,
   right = "none",
   value,
+  selected,
   switchValue,
   onSwitchChange,
   onPress,
   danger = false,
 }: SettingsRowProps) => {
   const { isDark } = useTheme();
-  const interactive = right === "chevron" || right === "value";
+  const interactive = right === "chevron" || right === "value" || right === "check";
 
   const content = (
     <View className="flex-row items-center py-3.5">
@@ -83,6 +86,10 @@ export const SettingsRow = ({
         </Text>
       ) : null}
 
+      {right === "check" && selected ? (
+        <MaterialCommunityIcons name="check" size={22} color="#0286ff" />
+      ) : null}
+
       {right === "chevron" ? (
         <MaterialCommunityIcons
           name="chevron-right"