Waseel: driver capture, chat/calls, dispatch, and session fixes

Driver onboarding now photographs the licence, ID card and vehicle
registration and reads the credential fields off them, plus a camera-only
profile selfie riders check the arriving driver against. Adds in-app chat
and WebRTC calls, push-backed ride offers, ratings, cancellation and
payment sheets, settlement, and the owner dashboard endpoints behind them.

Camera permission on Android:
  - Declare CAMERA and READ_MEDIA_IMAGES in the manifest. expo-image-picker's
    own plugin never declares CAMERA, and Android denies a request for an
    undeclared permission instantly and silently — no dialog is ever shown,
    which is indistinguishable from the app not asking at all.
  - Handle canAskAgain: once Android stops showing the dialog, repeating why
    we need it is a dead end, so offer Open Settings instead (lib/capture-
    permission.ts), matching what the location flow already did.

Session: a 401 on a request that carried a token now ends the session
instead of being reinterpreted per-screen — driver-home had been reading it
as "this user has no driver profile" and showing an onboarding form to an
already-onboarded driver. Requests without a token are exempt so a failed
sign-in doesn't sign you out, and the notification is latched per token so
concurrent polls tear the session down once. (root) gains the auth guard
that turns that into the sign-in screen; app/index.tsx only guarded the way
in, leaving a session that ended mid-screen with nowhere to go.

Also ignore .uploads/ — it holds driver licence, ID and vehicle scans plus
profile photos, which are personal data and must not be committed.

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>

components/payment-choice-sheet.tsx

@@ -0,0 +1,108 @@
+import { MaterialCommunityIcons } from "@expo/vector-icons";
+import { Text, TouchableOpacity, View } from "react-native";
+import ReactNativeModal from "react-native-modal";
+
+import { useT } from "@/lib/i18n";
+
+// How the rider pays, asked at the moment it becomes a real question: after
+// they have chosen a driver, not before they know one exists.
+//
+// The card path opens the gateway's hosted page and can take the better part
+// of a minute, during which the driver they picked could be taken by someone
+// else — so the sheet says what happens either way rather than dropping the
+// rider into a browser with no warning.
+
+type Props = {
+  visible: boolean;
+  driverName: string | null;
+  fareCents: number;
+  submitting: boolean;
+  onPay: (method: "cash" | "card") => void;
+  onCancel: () => void;
+};
+
+export const PaymentChoiceSheet = ({
+  visible,
+  driverName,
+  fareCents,
+  submitting,
+  onPay,
+  onCancel,
+}: Props) => {
+  const t = useT();
+  const fare = (fareCents / 100).toFixed(2);
+
+  return (
+    <ReactNativeModal
+      isVisible={visible}
+      onBackdropPress={submitting ? undefined : onCancel}
+    >
+      <View className="bg-white dark:bg-neutral-900 rounded-2xl p-5">
+        <Text className="text-lg font-JakartaBold text-black dark:text-white">
+          {driverName
+            ? t("bookRide.payment.titleNamed", { name: driverName })
+            : t("bookRide.payment.title")}
+        </Text>
+        <Text className="text-sm text-general-200 dark:text-neutral-400 mt-1">
+          {t("bookRide.payment.subtitle", { fare })}
+        </Text>
+
+        <TouchableOpacity
+          onPress={() => onPay("cash")}
+          disabled={submitting}
+          className="flex-row items-center gap-x-3 rounded-2xl border border-neutral-200 dark:border-neutral-700 px-4 py-4 mt-4"
+        >
+          <MaterialCommunityIcons name="cash" size={22} color="#10b981" />
+          <View className="flex-1">
+            <Text className="font-JakartaBold text-black dark:text-white">
+              {t("bookRide.payment.cash")}
+            </Text>
+            <Text className="text-xs text-general-200 dark:text-neutral-400">
+              {t("bookRide.payment.cashHint")}
+            </Text>
+          </View>
+          <MaterialCommunityIcons
+            name="chevron-right"
+            size={20}
+            color="#9ca3af"
+          />
+        </TouchableOpacity>
+
+        <TouchableOpacity
+          onPress={() => onPay("card")}
+          disabled={submitting}
+          className="flex-row items-center gap-x-3 rounded-2xl border border-neutral-200 dark:border-neutral-700 px-4 py-4 mt-2"
+        >
+          <MaterialCommunityIcons
+            name="credit-card-outline"
+            size={22}
+            color="#0286ff"
+          />
+          <View className="flex-1">
+            <Text className="font-JakartaBold text-black dark:text-white">
+              {t("bookRide.payment.card")}
+            </Text>
+            <Text className="text-xs text-general-200 dark:text-neutral-400">
+              {t("bookRide.payment.cardHint")}
+            </Text>
+          </View>
+          <MaterialCommunityIcons
+            name="chevron-right"
+            size={20}
+            color="#9ca3af"
+          />
+        </TouchableOpacity>
+
+        <TouchableOpacity
+          onPress={onCancel}
+          disabled={submitting}
+          className="items-center py-3 mt-2"
+        >
+          <Text className="font-JakartaBold text-general-200 dark:text-neutral-400">
+            {submitting ? t("bookRide.payment.working") : t("common.cancel")}
+          </Text>
+        </TouchableOpacity>
+      </View>
+    </ReactNativeModal>
+  );
+};